| The
First Financial Dividend Reinvestment
and Direct Purchase Plan provides participants in
the Plan with the opportunity to:
Purchase initial shares
of First Financial's Common Stock, par value $0.01 ("Common
Stock");
- Purchase shares
of First Financial's Common Stock through optional
cash contributions;
- Reinvest all or
a portion of cash dividends to purchase additional
shares of Common Stock;
- Have your bank
account directly debited to make monthly purchases
of Common Stock;
- Gift shares of
stock and enroll the recipient into dividend
reinvestment;
- Deposit certificates
into the Plan for safekeeping; and,
- Sell shares of
Common Stock held in the Plan.
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The "Terms
and Conditions" portion governs the transaction
processing in relation to this Plan. Participants should
read it carefully and retain it for future reference.
Plan
Administrator
Registrar and Transfer Company
Direct Purchase/DRP Department
10 Commerce Drive
P. O. Box 664
Cranford, NJ 07016
1-800-368-5948
Have questions about
stock transfer?
Visit Registrar
& Transfer Company's
site for frequently asked questions. |
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How
to enroll
in the plan
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Shareholders
of record may enroll and become participants
in the Plan by completing and signing a Plan
Enrollment Form. Enrollment is entirely voluntary
and does not represent a commitment to purchase additional
shares of First Financial Common Stock.
If
you currently own shares of First Financial
common stock that are held on your behalf by a bank
or broker (that is, in "street name"), you
will either need to (a) arrange with the record holder
of your shares to have at least one (1) share registered
directly in your name in order to be eligible to participate,
or (b) become a stockholder of record by enrolling in
the Plan in the same way as a non-shareholder.
If you are not a shareholder,
you
may enroll in the Plan
by completing the Enrollment Form
and sending it with a check made payable to Registrar
and Transfer Company for a minimum of $250 (maximum
$5,000) to make an initial purchase of shares of First
Financial's Common Stock.
All
shareholders in whose name(s) the Plan shares will be
registered, or in whose name(s) the current registration
is shown, need to sign the Enrollment
Form. Once completed, the Enrollment Form
must be mailed to the Plan Administrator.
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